Cost
Cost is often a barrier to many things that we want in life. Some things are, unfortunately, out of our price range, but when it comes to growth and learning, there are many low-cost opportunities available.
To make use of these, you need only save a small amount, perhaps monthly, or even weekly if you can. As with many of the activities we look at, the trick here is to start small. Once you get into the habit of saving and not having access to a set amount of money each month, you will find it easier and easier to set this money aside.
Keep track of your daily spending. Being aware of where your money is going can be a great way to see where changes need to be made. There are simple steps that you can take too. For example, do you eat out for lunch every day? Why not try making lunch instead?